In the modern digital age, fraud is no longer just a series of isolated incidents; it is a global, systemic phenomenon that moves faster than news cycles or police reports. By the time a specific scam reaches the front page of a newspaper, it has typically already peaked, claiming thousands of victims and millions of dollars in losses.

This latency in reporting creates a dangerous “information gap” that scammers exploit. To close this gap, Civoryx was established as the Global Fraud Index. Rather than relying on lagging indicators like police reports or quarterly bank summaries, Civoryx monitors the pulse of the internet itself.

Central to this transparency initiative is the Scam Trend Score, a composite metric powered by a meticulously curated list of 150 fraud-related keywords. This article breaks down those keywords, the methodology behind the score, and why this data is the most reliable signal you have in the fight against global fraud.

Civoryx: The Pulse of Global Fraud Transparency

Civoryx exists because fraud evolves at the speed of light. As a public utility, it tracks how fraud attention shifts across the internet in real-time. The mission is simple: No opinions. No speculation. Just data.

Why Does Civoryx Exist?

Historically, researchers, journalists, and businesses have been forced to look backward to understand fraud trends. Civoryx was built to surface these shifts early, giving the world a real-time lens into what people are searching for when they encounter suspicious activity. Whether it is a new “brand” of phishing or a spike in romance scams, the Civoryx Index captures the trend the moment it starts.

How It Works: The Three-Layer Methodology

The Scam Trend Score isn’t a simple tally; it’s a sophisticated, weighted index:

1. Monitor: Civoryx continuously tracks search volume for 150 fraud-related keywords spanning phishing, identity theft, crypto scams, and more.
2. Measure: They calculate the month-over-month (MoM) change for each keyword. Crucially, these are weighted by absolute search volume—high-volume terms that spike carry more signal than niche terms.
3. Score: The weighted changes are aggregated into the Scam Trend Score. A rising score means fraud-related search interest is accelerating globally; a falling score means it’s cooling.

Dual-Layer Normalization of Civoryx

Search data is often “noisy” due to seasonality—for example, tax fraud searches naturally spike every spring. To ensure the Scam Trend Score remains a true reflection of criminal acceleration rather than just the calendar, Civoryx uses a dual-layer normalization model to account for seasonal search fluctuations. This ensures that a routine April increase in tax-related queries doesn’t trigger a false alarm, while an unexpected surge in the same terms in November would be flagged immediately.

The 150 Fraud-Related Keywords

The following keywords form the DNA of the Civoryx Index. Here is every term they track, categorized to show how scammers target different parts of our digital and emotional lives.

Phishing & Digital Communication

These terms track the most common methods of entry for fraudsters—spoofed emails, malicious links, and “smishing” (SMS phishing):

1. phishing
2. phishing email
3. phishing scam
4. phishing attack
5. phishing link
6. phishing text
7. email phishing
8. email scam
9. report phishing
10. report phishing email
11. apple report phishing email
12. how to report phishing on gmail
13. how do I report phishing to gmail
14. where to report phishing emails
15. where can I report phishing emails
16. where to forward phishing emails
17. where do I forward phishing emails
18. how to stop phishing emails
19. how can I stop phishing emails
20. how do you stop phishing emails
21. how to avoid phishing emails
22. how to block phishing emails
23. how to stop phishing scams
24. how to avoid phishing scams
25. how to stop phishing attacks
26. how to prevent phishing emails
27. what to do if you click on a phishing link
28. what to do if I clicked on a phishing link
29. how to report phishing text messages

P2P Payment & Banking Scams

With the rise of instant transfers, P2P fraud has become a primary focus. These keywords monitor the platforms most frequently targeted:

30. zelle scams
31. venmo scams
32. venmo scam
33. cash app scam
34. cashapp scam
35. paypal scam
36. paypal scam email
37. paypal email scam
38. paypal fraud
39. paypal fraud email
40. paypal phishing
41. how to report a scam on paypal
42. chase fraud number
43. bank of america fraud
44. capital one fraud
45. us bank fraud
46. credit card fraud
47. visa fraud
48. how to avoid credit card scams
49. apple pay scams
50. bank fraud
51. fraud alert
52. how to place a fraud alert on your credit report
53. how to place fraud alerts on credit reports

Brand & Service Impersonation

Scammers leverage the trust of global brands to lower victims’ defenses. These terms track the most common impersonations:

54. amazon scam
55. can you get scammed on amazon
56. geek squad scam
57. mcafee scam
58. ebay scam
59. poshmark scams
60. can you get scammed on airbnb
61. verizon fraud
62. publishers clearing house scams
63. toll scam text
64. ez pass scams
65. DMV scam text

Identity & Government Fraud

These keywords track more traditional, yet high-impact, crimes involving government documents and personal identification:

66. identity fraud
67. tax fraud
68. insurance fraud
69. insurance scam
70. insurance scams
71. mail fraud
72. check fraud
73. check scam
74. wire fraud
75. property fraud alert
76. marriage fraud
77. how do i report marriage fraud to immigration
78. medicare fraud
79. medicaid fraud
80. welfare fraud
81. how to report welfare fraud
82. how do you report welfare fraud
83. report food stamp fraud
84. fraud waste and abuse
85. fraud waste abuse

Social Engineering & Romance

Focusing on the psychological manipulation of victims, these terms often represent the highest financial losses per victim:

86. romance scam
87. whatsapp scams
88. facebook scam
89. facebook marketplace scams
90. whatsapp scam
91. scam call
92. scam calls
93. scam phone number
94. scam number
95. how to report a scam number
96. how to block scam likely calls
97. how to stop scam callers
98. how to get scam calls to stop
99. how to stop receiving scam calls
100. where to report scam calls
101. how can i stop scam calls
102. how do you report scams on craigslist
103. how do i report a scam to craigslist
104. how do i report fraud on craigslist

Emerging Threats: Crypto & Modern Scams

As technology evolves, so do the categories in the Civoryx Index:

105. crypto scam
106. bitcoin scams
107. coinbase text scam
108. brushing scam
109. computer fraud and abuse
110. fraud investigation
111. fraud detection
112. fraud report
113. fraud score
114. is this a scam
115. how to spot a scam
116. how to know if website is a scam
117. how do i know if a website is a scam
118. how to tell if a job is a scam

Recovery & Reporting

These keywords are “victimization signals.” When volume here rises, it indicates a high rate of successful scams:

119. fraud
120. scam
121. number scam
122. text scam
123. text message scam
124. phone number scam
125. gift card scam
126. alert scam
127. health care fraud
128. scam alert
129. scam alerts
130. how to report a scam
131. how to report scam
132. how to report fraud
133. how to report a company for fraud
134. how do i report a fraud company
135. where can you report fraud
136. report fraud
137. report a scam
138. report scam
139. who do you report scams to
140. what to do if you ve been scammed
141. what to do if you have been scammed
142. what to do if u have been scammed
143. what to do if u get scammed
144. what do you do if you have been scammed
145. how to get your money back from a scam
146. how to get your money back from scams
147. how do i get my money back from a scam
148. how can i get my money back from a scam
149. how to stop a scam

The Psychology of the Index: Intent-Based Scoring

What makes the Civoryx index truly powerful is the ability to analyze the intent behind the keywords. Not all 150 terms are equal in terms of what they tell us about the current fraud landscape.

Pre-Victimization Signals (Prevention)

Keywords like “is this a scam” or “how to spot a scam” indicate that the public is seeing a trend but has not yet fallen for it. A spike in these terms suggests a high-visibility, low-success scam campaign is currently active.

Post-Victimization Signals (Impact)

Keywords like “how to get my money back from a scam” or “report identity fraud” are much more serious. High volume in these terms signifies that a scam is not just being seen—it is working. By tracking both, Civoryx provides a complete picture of the “success rate” of global criminal activity.

Who is Civoryx For?

Civoryx is a tool for the collective defense of the internet:

• For Consumers: It’s a way to stay ahead. If you see “Amazon scam” trending on the Civoryx Index, you know to be extra cautious with any Amazon-related emails you receive that week.
• For Journalists: It provides data-backed evidence for stories. Instead of saying “it feels like there are more scams lately,” a reporter can cite the Scam Trend Score.
• For Cybersecurity Professionals: It helps prioritize defense. If the Index shows a 40% MoM increase in “phishing links,” it’s time to update internal training modules.

Conclusion

In 2026, the fraud landscape is more complex than ever. From AI-generated deepfakes to sophisticated synthetic identity theft, the tools available to criminals are evolving. However, our ability to track them is also reaching a turning point.

By monitoring 150 specific keywords, weighting them by volume, and adjusting for seasonality with our dual-layer normalization model, Civoryx provides the single most transparent signal of fraud activity on the planet. You don’t need opinions when you have the data.